The Tax-Free Savings Account (TFSA) limit will be $7,000 again in 2025. Investors are now starting to plan their TFSA contribution for next year and are wondering which investments might be good to generate passive income. TFSA limit increase The government created the TFSA in 2009 to give Canadians a new option for putting money aside to meet financial goals. The name of the vehicle is somewhat misleading. It is more like a tax-free investing account. Since inception, the cumulative maximum contribution space per person has grown to $95,000 in 2024 and will jump to $102,000 in 2025. The size of the annual TFSA limit increases in $500 increments, with adjustments depending on the rate of inflation. Capital gains, , and interest income earned on qualifying Canadian investments inside the TFSA are all tax-free. This means the full amount can be reinvested or removed as tax-free earnings. Any money withdrawn from the TFSA opens up equivalent new contribution space in the following calendar year in addition to the annual TFSA limit. As such, it makes sense to pull money out of the TFSA before the end of the year if it will be needed for a short period of time, and you think you might be able to replace it in the following months. Seniors get an added benefit. The earnings from a TFSA do not count towards the net world income calculation used by the Canada Revenue Agency to determine the Old Age Security (OAS) pension recovery tax or OAS clawback, as it is widely known. Every dollar of net world income earned above the annual threshold triggers a $0.15 reduction in the total OAS that will be paid in the next payment period. In the 2025 income year, the number to watch is $93,454. For example, net world income of $103,454 in 2025 would lead to a $1,500 reduction in OAS paid in the July 2026 to June 2027 payment period. Where possible, it normally makes sense for seniors to maximize the use of their TFSA space before holding income-generating investments inside a taxable account. Good TFSA investments for passive income Falling interest rates have led to a decline in bond yields, which, in turn, has triggered a drop in the rates offered on (GICs). The brief opportunity last year that saw GIC rates go as high as 6% is long gone, but investors can still get rates in the 3-4% range from Canada Deposit Insurance Corporation (CDIC) members, depending on the term and the financial institution. This might still be adequate for investors who are willing to accept a lower yield and don’t want to put capital at risk of a loss. For those who can handle some market volatility and are seeking better returns, TSX dividend stocks might be attractive. ( ), for example, has increased its dividend annually for the past 29 years. More gains should be on the way, driven by higher revenue and cash flow from recent acquisitions and the ongoing $24 billion capital program. The stock has enjoyed a nice rebound over the past year, but investors can still get a 6% dividend yield from Enbridge. The bottom line on TFSA passive income The right balance between GICs and dividend stocks is different for every person. In the current market conditions, it is quite easy to put together a diversified portfolio of GICs and dividend stocks to get an average yield of at least 4.5%. On a TFSA of $102,000 in 2025, this would generate annualized tax-free passive income of $4,590.MicroStrategy's 'unprecedented' bitcoin buying could push its stock up another 49%, Bernstein saysMusk could save AI from lefty bias, Democrats’ woes not just messaging and other commentaryfree online games no downloads 。

《TAIPEI TIMES》 Examination Yuan waives police height requirements

Warren Buffett Advises Parents on Key Step Before They Die.. - GreatandhraIntuit quarterly earnings beats estimates on AI-driven tool demandCM Omar Abdullah urges officials to take swift action to restore essential services in J&K

How Elon Musk's wealth rose to an all-time high in 2024NEW YORK (AP) — Technology stocks are dragging down the market Friday as Wall Street closes out a holiday-shortened week. The S&P 500 fell 1.3%, with more than 90% of stocks in the benchmark index losing ground. The benchmark index was managing to hold onto a modest gain for the week. The Dow Jones Industrial Average fell 418 points, or 1%, to 42,878 as of 1:43 p.m. Eastern time. The Nasdaq composite fell 1.8%. Technology stocks were the biggest weight on the market Friday. Semiconductor giant Nvidia slumped 2.7%. Its enormous valuation gives it an outsize influence on indexes. Other Big Tech stocks losing ground included Microsoft, with a 2% decline. A wide range of retailers also fell. Amazon fell 1.9% and Best Buy slipped 1.8%. The sector is being closely watched for clues on how it performed during the holiday shopping season. Energy stocks held up better than the rest of the market, with a loss of just 0.1% as crude oil prices rose 1.4%. The S&P 500 gained nearly 3% over a 3-day stretch before breaking for the Christmas holiday. On Thursday, the index posted a small decline. “There’s just some uncertainty over this relief rally we’ve witnessed since last week,” said Adam Turnquist, chief technical strategist for LPL Financial. Despite Friday’s drop, the market is . The S&P 500 is on track for a gain of around 25% in 2024. That would mark a second consecutive yearly gain of more than 20%, the first time that has happened since 1997-1998. The gains have been driven partly by upbeat economic data showing that consumers continued spending and the labor market remained strong. Inflation, while still high, has also been steadily easing. A report on Friday showed that sales and inventory estimates for the wholesales trade industry fell 0.2% in November, following a slight gain in October. That weaker-than-expected report follows an update on the labor market Thursday that showed unemployment benefits held steady last week. The stream of upbeat economic data and easing inflation this year. Expectations for interest rate cuts also helped drive market gains. The central bank recently delivered its third cut to interest rates in 2024. Even though Inflation has come closer to the central bank’s target of 2%, it remains stubbornly above that mark and worries about it heating up again have tempered the forecast for more interest rate cuts. Inflation concerns have added to uncertainties heading into 2025, which include the labor market’s path ahead and shifting economic policies under incoming President Donald Trump. Worries have risen that Trump’s preference for tariffs and other policies could lead to , a bigger U.S. government debt and difficulties for global trade. Amedisys rose 4.7% after the home health care and hospice services provider agreed to extend the deadline for its sale to UnitedHealth Group. The Justice Department had sued to block the $3.3 billion deal, citing concerns he combination would hinder access to home health and hospice services in the U.S. The move to extend the deadline comes ahead of an expected shift in regulatory policy under Trump. The incoming administration is expected to have a more permissive approach to dealmaking and is less likely to raise antitrust concerns. In Asia, Japan’s benchmark index surged as the yen remained weak against the dollar. Stocks in South Korea fell after the main opposition party voted to impeach the country’s acting leader. Markets in Europe gained ground. Bond yields held relatively steady. The yield on the 10-year Treasury rose to 4.61% from 4.59% late Thursday. The yield on the two-year Treasury slipped to 4.31% from 4.33% late Thursday. Wall Street will have more economic updates to look forward to next week, including reports on pending home sales and home prices. There will also be reports on U.S. construction spending and snapshots of manufacturing activity.The Giants were a no-show against the Bucs after releasing quarterback Daniel Jones

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TJ Perenara's Tiriti haka addition welcomed by both Te Pāti Māori and David SeymourNCIS: Los Angeles, a stalwart of the NCIS franchise , has seen its share of success over the years. But as it rolls into Season 14, fans have been vocal in their disapproval, with some going as far as to call it "the worst TV I've ever seen." An irked viewer expressed: "Season 14 Episode 10 was the worst TV I've ever seen. Fatima overdoing the angry act that her partner is taken. And when did they even become partners?" Dismay was also evident over an episode about a social media influencer, with one audience member commenting: "The plot didn't involve her mother who was actually working for the navy. They ran out of stories, and it's a good thing they ended the show. The later seasons just didn't make sense." Behind the scenes, CBS execs were sweating bullets about the future of NCIS during this turbulent period, confiding: "I was secretly worried about it." As anticipation builds, fans of NCIS: Origins are given a juicy tease from the executive producer on the upcoming Mike Franks storyline, hinting that audiences 'won't believe' what's in store. NCIS viewers reveal their favorite spinoff as fans desperately try to save the show NCIS: Hawaii star Vanessa Lachey overwhelmed by support for cancelled spinoff series However, it wasn't all anticipation and inner fears. The climax of Season 13 also came under fire, specifically an episode concerning Russians training sharks which had viewers ridiculing its preposterousness one fan asserted: "I thought the episode where the Russians were training sharks was ripped straight outta an Austin Powers movie. After Season 10, the writing was just atrocious." A consensus emerged among longtime followers, noting a marked decline in storytelling quality post-Season 10, partially attributed to noticeable absence. A fan observed: "The later seasons were full of filler episodes. Some of that, I assumed, was due to Linda Hunt not being around as much and a likely budget reduction." While some fans lauded specific storylines like "The Body Stitchers" and the Pembroke saga, others felt these were overshadowed by poorly executed crossover events. One fan, for instance, criticized the major crossover episode between NCIS: Los Angeles, NCIS: Hawaii, and the original NCIS, describing it as "terrible writing." They took issue with how characters such as Tennant, Callan, and Lucy were portrayed, arguing that it lacked cohesion. Despite their dissatisfaction with NCIS: Los Angeles, some fans expressed a preference for other spin-offs. One viewer commented, "Sorry, I could not get into the LA one! There was just something that could not grab me. I did like Hawaii (sorry they canceled it)!!" Click here to follow the Mirror US on Google News to stay up to date with all the latest news, sport and entertainment stories. All the latest news, showbiz, lifestyle and sports updates, brought to you by our dedicated American team. Follow the Mirror US News page on Facebook to make sure you're not missing out. DAILY NEWSLETTER: Sign up here to get the latest news and updates from the Mirror US straight to your inbox with our FREE newsletter.

NoneGlobal Times: Chinese wind power projects illuminate Uzbek homes, contribute to diversifying energy structureBy MEAD GRUVER and AMY BETH HANSON, Associated Press A judge on Monday rejected a request to block a San Jose State women’s volleyball team member from playing in a conference tournament on grounds that she is transgender. Monday’s ruling by U.S. Magistrate Judge S. Kato Crews in Denver will allow the player, who has played all season, to continue competing in the Mountain West Conference women’s championship scheduled for later this week in Las Vegas. The ruling comes after a lawsuit was filed by nine current players who are suing the Mountain West Conference to challenge the league’s policies for allowing transgender players to participate. The players argued that letting her compete was a safety risk and unfair. While some media have reported those and other details, neither San Jose State nor the forfeiting teams have confirmed the school has a trans women’s volleyball player. The Associated Press is withholding the player’s name because she has not publicly commented on her gender identity. School officials also have declined an interview request with the player. Judge Crews referred to the athlete as an “alleged transgender” player in his ruling and noted that no defendant disputed that San Jose State rosters a transgender woman volleyball player. He said the players who filed the complaint could have sought relief much earlier, noting that the individual universities had acknowledged that not playing their games against San Jose State this season would result in a forfeit in league standings. He also said injunctions are meant to preserve the status quo. The conference policy regarding forfeiting for refusing to play against a team with a transgender player had been in effect since 2022 and the San Jose State player has been on the roster since 2022 – making that the status quo. The player competed at the college level three previous seasons, including two for San Jose State, drawing little attention. This season’s awareness of her identity led to an uproar among some players, pundits, parents and politicians in a political campaign year. The tournament starts Wednesday and continues Friday and Saturday. San Jose State is seeded second. The judge’s order maintains the seedings and pairings for the tournament. Several teams refused to play against San Jose State during the season, earning losses in the official standings. Boise State and Wyoming each had two forfeits while Utah State and Nevada both had one. Southern Utah, a member of the Western Athletic Conference, was first to cancel against San Jose State this year. Nevada’s players stated they “refuse to participate in any match that advances injustice against female athletes,” without providing further details. Crews served as a magistrate judge in Colorado’s U.S. District Court for more than five years before President Joe Biden appointed him to serve as a federal judge in January of this year. Gruver reported from Cheyenne, Wyoming, and Hanson from Helena, Montana.

No. 22 Xavier aims to keep its perfect record intact Monday night in Fort Myers, Fla., when it takes on South Carolina in the Fort Myers Tip-Off. The Musketeers (5-0) are coming off an 80-55 victory on Wednesday over Siena, while the Gamecocks (3-2) beat Mercer on Thursday 84-72. Against Mercer, South Carolina sank a season-best 12 3-pointers -- tied for the fourth-most in a single game under third-year coach Lamont Paris. Jamarii Thomas, a senior transfer from Norfolk State, had 19 points and swished 4 of 5 shots from behind the arc. "Thomas got some good, clean looks," Paris said. "It was good to see those guys make their shots. Hopefully it gets those guys going in the right direction." On the season, the Gamecocks are making 7.8 3-pointers per game and shooting 32.5 percent from deep. Senior guard Jacobi Wright makes a team-best 1.8 3-pointers per game and shoots 37.5 percent from behind the arc. At 13.0 ppg, he is second on the team behind Collin Murray-Boyles (15.8). Xavier is allowing eight makes from deep per game and is letting opponents shoot 38.5 percent from behind the arc, which ranks 337th in the country. And despite an undefeated record so far for the Musketeers, third-year coach Sean Miller is worried about his players developing bad habits. "We have a virus that everybody is looking at the stat sheet, trying to get as many points as they possibly can," Miller said after the win over Siena. "They want to win, but they really want to win and score. We need a couple of guys that are willing to rebound, defend, make the extra pass, play at a high level defensively and understand what makes a team great." Marcus Foster did a decent job of doing a little bit of everything for Xavier against Siena, piling up 12 points, five rebounds, five assists and a steal. It was the first double-digit scoring outing for Foster -- a grad transfer from Furman -- in a Xavier uniform. Since 2008, Xavier is 25-11 against teams from the Southeastern Conference, but it hasn't played South Carolina in that stretch. --Field Level MediaWalt Disney CEO Bob Iger Sells $43 Million Worth of Stock Through Plan